With locally-made decisions, the CFCU lending team is here to serve your lending needs. CFCU is dedicated to make your lending experience smooth and easy. Apply online or stop by one of our branches for friendly, professional service.

  • Auto/Recreation Loans

    When you finance with a lending expert at CFCU, you are working with a professional who wants to help you and your family get the best deal possible.

    Auto/Recreation Loans

  • Personal Loans

    We understand that life sometimes brings unexpected expenses, and you need a little help.  CFCU offers both secured and unsecured personal loans to address a range of needs - family vacation, credit building, holiday bills, and debt consolidation, to name a few - with competitive rates and flexible terms.  Our experienced lending professionals are local and recognize your needs and can help you fulfill them without compromising your savings.  Apply online or stop by one of our convenient branches today.

    Apply Now

  • VISA Credit Card

    Why not get your credit card through your member-owned credit union, where the rates are in your favor and there is no annual fee?  Take your card with you wherever you go to get the most out of life. Both our Classic and Platinum VISA cards feature an EMV chip for added security, and are covered by VISA’s Zero Liability fraud protection.

    Apply online or visit with one of our lending professionals today for qualifying details.

    Apply Now

  • Loan Rates

    Current Loan Rate Sheet, effective 1/1/2022

  • Mortgage Loans

    CFCU has partnered with CU Members Mortgage to help you obtain easy pre-qualification, custom rates, and expert advice to guide you through the home loan process. Choosing CFCU is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.

    1. Apply now and complete the application online.
    2. When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
    3. A loan officer will follow up with you, and answer all of your questions.

    Our goal is to provide the highest level of service at competitive rates. Experienced mortgage loan officers are only a phone call away if you need help. Contact CU Members Mortgage at 888-748-4967.

    Apply Now

  • Repos

    Repossessed Vehicles

    If you are interested in more information on one of our listed vehicles, please contact Erin Watson at (575) 742-3732 or CFCU uses an open bid process but will stop disclosing the highest bid at 2:00 pm on the final day listed for each vehicle.  100% financing available on all repossessions to qualified buyers.   

    Currently, CFCU has no vehicles available for sale